Get the best term life insurance rates in Illinois online. You need more life insurance but you don't want to spend a lot of money. There are many low-cost plans that feature affordable rates and higher face amounts of coverage. Many large companies have reduced their rates this year, as mortality tables change. And typically, the death benefit is tax-free to your beneficiary. Additional options are offered to small and large business owners. A "Super-Preferred" rate class is available for applicants in excellent health. Preferred and Standard rates are also very competitive. Non-standard rates are very affordable from several carriers.
Get a free term insurance quote online and save up to 70%. We compare rates from the top companies so you can easily view multiple quotes at the same time. Both term and permanent options are available. Also "no-physical" plans. Conversion options offer an added opportunity to change to other types of coverage. You can also terminate coverage at any time. As your needs change, you can customize new coverage to match those changes.
We shop all of the available types of policies including, 10, 15 and 20-year guaranteed, modified, no physical, and decreasing term. Prices as low as $10 per month for $250,000 of coverage are available. There are also several companies that specialize in lower face amounts of coverage, if needed. "No-physical" plan options are also offered. Whether you need $50,000, $100,000, $250,000, or $5 million of term Life Insurance coverage, we’ll help you find the best available options. Permanent plans are also offered, although premiums will be significantly higher. Dividends, if paid are not guaranteed, and can fluctuate. Guaranteed cash value (Whole Life plans) often can be borrowed, if needed. Permanant coverage should only be considered for long-term needs.
Simply click on our secure website link at the bottom of the page, provide your zip code, and answer a few simple questions. Within moments, you can view the best available term insurance prices. It’s that simple.
We are the premier trusted authority for providing the lowest term life insurance rates from the top-rated companies. Easily, you can compare the cheapest available prices, and apply for coverage. There is no cost or obligation, and all carriers used are rated "A-" or better by A.M. Best Co. You can be a resident of Illinois, Ohio, Indiana, or any state to qualify. NOTE: There may be slight variations in plan design to comply with state insurance laws.
The Illinois Department of Insurance helps regulate companies and the plans they issue. You can also view reports on carrier safety, loss-ratios and the market share that insurers have in the state. The DOI is a very valuable resource for consumers. Information is regularly updated.
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